Ohio Health Plans for Employers
HMO Plans
An HMO (health maintenance organization) is a benefit-rich product for your employees, while providing you with aggressive long-term cost control. We have HMOs for large and small groups, fully-funded and self-funded.
Your employees are required to see contracted providers for services and elect a primary care provider (PCP). All of our contracted providers are screened and regularly reviewed. This ensures an excellent network of physicians and hospitals for your employees.
With our HMO, no referrals are required to visit a specialist. However, some services require prior authorization.
2025 ACA SBCs
POS Plans
Our point-of-service (POS) plans are great for large groups wanting more freedom in their health insurance plan.
Like HMO plans, employees should use the Paramount contracted network of providers to receive the best benefits and a primary care provider (PCP) must be selected. However, unlike HMO plans, your employees will have access to providers outside of the Paramount HMO network at a slightly lesser benefit. Employees enjoy the freedom to choose the provider who best meets their needs.
CDHP Plans
We understand that healthcare costs keep rising. That's why we offer our consumer directed health plan (CDHP) to groups of all sizes – including yours.
Our CDHP offers affordable premiums, a large provider network and flexible benefits. Most employers offer a CDHP along with a health reimbursement account (HRA) or health savings account (HSA) to offset some of the cost to employees.
The CDHP network of providers consists of Paramount, HAP Preferred, a consortium of PPOs throughout Michigan and Encore Health Resources. All providers and facilities in this combined network pay at the highest level of benefits. For those employees who want even more providers to choose from, they can elect to go out-of-network at a slightly lesser benefit. They may be subject to potential balance billing.
2025 ACA SBCs
Alliance Plans
Part of being a local company is collaborating with local organizations. We've partnered with many local associations to bring you Alliance plans.
Our Alliance plans are available to groups with 1 - 50 employees who are fully funded. In addition, membership with one of the participating organizations is required. Your membership gives you access to discounted health insurance rates, as well as many other perks through the organization itself.
Alliance Organizations
Alliance participation is subject to change without notice. Please speak with your broker or agent to determine eligibility.
- Toledo Better Business Bureau (BBB)
- Toledo Bar Association / Toledo Bar Association Foundation
- Chamber of Commerce:
- Anthony Wayne Chamber of Commerce
- Bowling Green Chamber of Commerce
- Eastern Maumee Bay Chamber of Commerce
- Erie County Chamber of Commerce
- Holland Springfield Chamber of Commerce
- Maumee Chamber of Commerce
- Northwest Ohio Hispanic Chamber of Commerce
- Oak Harbor Chamber of Commerce
- Swanton Chamber of Commerce
- Sylvania Chamber of Commerce
- Waterville Area Chamber of Commerce
- Wauseon Chamber of Commerce
- Perrysburg Chamber of Commerce
- Point Place Business Association
Ohio Alliance Plans Sell Sheet
2025 ACA SBCs
CDHP
- ALLC CDHP 100 (3300)E HSA
- ALLC CDHP 7030 (5500)E
- ALLC CDHP 8020 (3300)E HSA
- ALLC CDHP 8020 (3500)E HSA
- ALLC CDHP 8020 (6500)E HSA
HMO
MEWA Plans
Paramount has partnered with Northwest Ohio Business Alliance (NWOBA) to create a self-funded multiple employer welfare arrangement (MEWA) for businesses with 50 or fewer employees, including sole-proprietorships. MEWAs allow small businesses to join together for the purpose of medical benefits as an alternative to Affordable Care Act (ACA) plans.
Paramount offers multiple MEWA plan options with access to ProMedica OnDemand (link) and an integrated care delivery system. Both can reduce medical costs and improve outcomes.
Get a Quote
Get a quote by contacting your broker or the Paramount marketing team at 419-887-2500 or email us at Paramount.Marketing@MedMutual.com.
Please include the following information:
- Contact Name
- Contact Number
- Name of Business
- Business Address
- Nature of Business
- Medical History Questionnaires (MHQs)
- Are you currently working with a broker/agent?
- How many employees do you have?
- Census Sheet if you would like to request a quote
ASO Plans
As part of our diverse product choices, our administrative services only (ASO) product option offers self-funded clients a solution to controlling costs, managing risk and responding strategically to critical trends. Our ASO products include a variety of services that are available bundled or separately, based on your client's specific needs.
We provide a multitude of tools to help manage risk while potentially generating tremendous savings. As your partner, we work with you and your clients in every aspect to make sure we're the right fit and the correct risk parameter is selected.
As an ASO participant, your clients will have access to four networks of providers - Paramount, Ohio Health Choice, HAP Preferred and Encore.
Product Lines of Services
We can offer just one of these services or any combination. For more detailed descriptions of each service, please review our ASO Services explanation.
- Member enrollment
- Outbound data transfers
- Inbound data uptake
- Enrollment maintenance and material distribution
- Financial administrative services
- Actuarial services
- Claims administration
- Ongoing account administration
- Network management
- Medical/clinical management
- Condition management
- Preventive/wellness programs
- Member services
If you are located in the state of Michigan or Ohio, you are eligible for our ASO product.
Medical Home Program
Our Paramount Medical Home (MH) program is available to large groups only. Based on the medical home concept, the MH program rewards your employees and their providers for working together to achieve better health and wellness.
Employees are incentivized to see their physician and address health conditions that may be present throughout the year. Physicians are incentivized to work closely with their patients during the year to reach their best health.
This plan is only available to self-funded large groups in Michigan and Ohio. For more information on the MH program, download a brochure by clicking on the link below. To speak with our team about this new product, contact us at 419-887-2500.
View Paramount Medical Home Program brochure