Quoting and Underwriting 

We understand you want the best benefits for the least amount of premium possible. That’s why we have a team of dedicated underwriters available to quote new groups and run renewals on existing groups. Their job is to look at the demographics of a group and get you the best rates possible. 

A group of four colleagues talking in an office setting.

Need a Quote?

Let's get started by first determining how many employees you have. Make a selection below and use the plan checklist as a guide to begin collecting the necessary information for enrollment. If you still have questions or would like to talk with a Paramount account executive about requirements, call us at 419-887-2500 or email us at Paramount.Marketing@MedMutual.com.

Large Group

More than 50 Employees, Fully Funded 

To request fully funded rates for a large employer group (51 or more eligible employees), we'll need some information from you first. We've created a checklist (Ohio / Michigan) to make it easier. Information may be sent to your broker/agent or to Paramount directly. 

Step One: 

Collect the information on this checklist. 

  • Employer risk assessment form (ERAF) filled out for your group of employees -- usually by a human resources manager 
  • Census capturing all eligible employees. Please provide as Excel® document. The census should identify: 
  • Age 
  • Gender 
  • Enrollment type (single, couple, etc.) 
  • Current plan they are enrolled in if there are multiple plans 
  • Current plan they are enrolled in if there are multiple plans 
  • Current plan Renewal, current and prior year rates from your current carrier. Please provide these on carrier letterhead. Rate development is required for groups over 100. 
  • Current and prior year's summary of benefits to help us understand your rate changes from year to year. 
  • Large claims data with diagnosis for groups over 100 contracts from your current carrier. 
  • Claims experience by month. Two years is required for groups over 100 contracts. 
  • Membership by month - for two years for groups over 100 contracts. 
  • Medical health questionnaires (MHQs) for groups with fewer than 100 enrolled employees. This form must be filled out by each employee. Check with your broker/agent. They may have software available to help.

Step Two:

Submit completed information to your broker/agent or to Paramount directly at paramount.marketing@medmutual.com.

Step Three: 

Our team will provide a quote. 

Download Ohio Checklist

Small Group

50 or Fewer Employees (Small Groups) 

To request fully funded rates for a large employer group (51 or more eligible employees), we'll need some information from you first. We've created a checklist (Ohio / Michigan) to make it easier. Information may be sent to your broker/agent or to Paramount directly. 

Step One: 

Collect the information on this checklist. 

  • Group information 
  • Name 
  • Type of business 
  • Location of the business. 
  • Census capturing all eligible employees. Please provide as Excel® document. The census should identify: 
  • Name 
  • Age 
  • Gender 
  • Smoking status 
  • Enrollment type (single, couple, etc.) 
  • Current plan they are enrolled in if there are multiple plans 
  • Renewal, current and prior year rates from your current carrier. Please provide these on carrier letterhead. 
  • Current and prior year summary of benefits. 

Step Two:

Submit completed information to your broker/agent. He or she will be able to develop the quote for you. 

Enrolling with Paramount 

Enrolling with Paramount? If your group has been through the quoting process and has decided to enroll with Paramount, we will need a few forms. 

Not finding what you're looking for? Contact us directly at 419-887-2500.

Ohio Small Group 

  • Master Application
  • ODJFS (OBES) or Schedule C - mark each employees status (full time, part time, seasonal, etc.) 
  • Current carriers bill 
  • First months premium 
  • Implementation Page - found in Jet 
  • Disclaimers Page - found in Jet 
  • Superior Vision Application 
  • Applications from all enrolling employees 
  • Waivers for employees that aren't enrolling
  • Alliance paperwork, if applicable 
  • MEWA Enrollment 

Download Checklist

Michigan Small Group 

  • Master Application
  • Wage and Tax from the most recent quarter - mark each employees status (full time, part time, seasonal, etc.) 
  • Current carriers bill 
  • First months premium 
  • Implementation Page - found in Jet 
  • Disclaimers Page - found in Jet 
  • Group Pediatric Dental PDF document Attestation or Application 
  • Superior Vision Application 
  • Applications from all enrolling employees 
  • Waivers for employees that aren't enrolling

Download Checklist

Ohio and Michigan Large Groups 

  • Implementation Page (provided by Paramount) 
  • Product Selection Form 
  • Wage and Tax from the most recent quarter - mark each employees status (full time, part time, seasonal, etc.) 
  • Applications from all enrolling employees 
  • Waivers for employees that aren't enrolling 
  • First months premium 
  • Ohio Employer Certification of Eligibility 
  • Michigan Employer Certification of Eligibility 
  • Common Ownership Certification. 

MEWA

  • MEWA Employer Master Application
  • ODJFS (OBES) or Schedule C for Sole Proprietors- mark each employees status (full time, part time, seasonal, etc) 
  • Current carriers bill 
  • First month premium check 
  • Implementation Page 
  • Ohio Employer Certification of Eligibility 
  • Common Ownership 
  • Enrollment Applications 
  • Employee Waivers 
  • Proof of Chamber association 

Download Checklist