Common Questions About Medicare 

What is Medicare?

Medicare has four different parts—Parts A, B, C and D. Medicare Parts A and B are known as Original Medicare and are managed by the Federal Government. Original Medicare requires a deductible.

Medicare Advantage plans are known as Part C, and prescription drug coverage falls under Part D.

Learn more about the parts of Medicare

How do I select the best Medicare plan?

Deciding on your Medicare insurance plan is a critical step in making sure you have the right healthcare coverage.  Here are some questions to ask yourself when looking for coverage:

1. Do you live within the plan’s service area?
2. What healthcare benefits are most important to you?
3. Is your doctor a part of the plan you’re considering?
4. Do you have preferred facilities, like hospitals and pharmacies?
5. Do you travel frequently?

What is the difference between Medicare Advantage and Medicare Supplements?

Medicare Advantage, also called Part C, covers the same things as Parts A and B, but it’s not part of Original Medicare. Instead, you purchase this Medicare insurance plan through a private insurance company, like Paramount. With Medicare Advantage plans, you use hospitals and providers within a set network.

Medicare Supplemental insurance coverage is available to those enrolled in Original Medicare (Parts A and B). Supplemental coverage helps to cover gaps in your healthcare coverage for costs that are not paid by Original Medicare.

What do I do if I plan to work past age 65?

If you plan to continue to work past 65 and continue to take employer commercial insurance, you will need to contact your local Social Security office and defer Medicare Part B. When the coverage through your employer ends, you will contact the Social Security office and start your Part B coverage on the date that your commercial group coverage ends.

When can I enroll in a Medicare plan?

You have a seven-month window to enroll in Medicare called your initial enrollment period (IEP).Your IEP begins three months before the month you turn 65, includes your birthday month, and ends three months after you turn 65. It's best to enroll in a Medicare plan early in your IEP, but you can also enroll during the Annual Enrollment Period, which runs every year from Oct. 15 through Dec. 7.

The Medicare Advantage Open Enrollment Period, (OEP), which runs from Jan. 1 to Mar. 31 every year, allows current Medicare Advantage members to switch to a new Medicare Advantage plan or revert back to Original Medicare.

If you're ready to enroll in a Paramount Elite Medicare insurance plan, contact us today!

Are my primary care provider, specialists and favorite hospitals in your network?

For the most up-to-date provider and hospital search, visit our provider search tool.

How do I find out if my prescriptions are covered?

Formularies are available on our Plan Documents and Information page.

What does your dental plan cover?

Preventive and comprehensive dental is included in all Paramount Elite (HMO/PPO) plans at no additional cost to you.

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Do you provide transportation?

Yes. Depending on the Paramount Elite plan you choose, your transportation benefit includes up to 24 one-way trips to an approved health-related location at a $0 copay.

Can I talk to someone at Paramount about my Medicare options?

Yes. Call our dedicated team of Paramount Elite Medicare advisors at 419-597-5725 or 877-715-7044 (toll-free).