Plans and Services

When you offer Paramount products to your clients, you're providing them with diverse product choices, a broad provider network, high quality care, and local, dependable services.

Take a closer look at our products that are available for your clients. 

Small child in a physician's office, playing with a stethoscope.

Learn More

Want to learn more? Contact us directly at 419-887-2500.

Medical

At Paramount, one of our goals is to make sure our brokers have a variety of Paramount medical plans to suit the needs of any type of customer:

  • Employer, large or small, looking for fully funded or self-funded medical insurance 
  • Medicare eligible clients looking for Medicare Advantage or MediGap plans 
  • Individual Marketplace plans 

To get started, make a selection below: 

Prescription

Paramount partners with CVS/Caremark – our pharmacy benefit manager (PBM) -- to administer prescription benefits for our customers. By working closely with CVS/Caremark, we are able to help control healthcare costs and ensure your client’s employees get the medicine they need.

To help us control costs, our prescription drug benefits use: 

  • Preferred Drug Lists: Some prescription drug benefits have a preferred drug list (PDL) associated with them. The PDL is a list of drugs that are shown to have the highest clinical efficacy and are cost effective. They are typically low cost for your employees and save you money as the employer. 
  • Prior Authorizations: Some medications require a prior authorization before they can be dispensed. We work with the prescribing doctor to facilitate the prior authorization request. Usually, a prior authorization is required when the drug is new, costly or potentially toxic. 
  • Step Therapy: Certain drugs are subject to step therapy requirements. This requirement means we ask doctors to prescribe drugs that we know are safe and cost-effective first before they prescribe a new, more expensive medication. If your employee has already tried other medications, the doctor can send us documentation outlining what they have tried before. Specialty Drug Program: With so many advances in the healthcare field, new drugs are discovered all of the time. Often, these new medications are very expensive and complex. Our specialty drug program asks members to use select pharmacies to fill these medications. 

Want to know more? Contact us directly at 419-887-2500.